What we do not collect
This site has no newsletter signup, no account system and no lead capture. Apart from the contact form described below, we do not ask for your name, email address, phone number or financial details.
The income calculator runs entirely in your browser. The figures you enter are not sent to us or to anyone else, and they are not stored after you leave the page.
Contact form
If you use the contact form, we receive the name, email address, topic and message you send, and the page you name if you add one. Vercel, which hosts this site, processes the form, and Resend delivers your message to our inbox by email. We use what you send only to read and reply to your message.
Please do not include account numbers, Social Security numbers or copies of your bank statements in a message.
Analytics
We use Google Analytics 4 to understand which pages people read. It collects usage data such as pages viewed, approximate location derived from your IP address, device and browser type, and how you arrived at the site. Google processes this data on our behalf; see Google's own privacy documentation for how it handles that information.
You can opt out with Google's browser add-on, or by blocking analytics in your browser or with an extension. Nothing on this site depends on analytics working.
We also use Google Search Console, which reports search performance in aggregate. It does not identify individual visitors.
Cookies
Google Analytics sets cookies in your browser to tell one visit from another. You can delete or block cookies in your browser settings without affecting how the site works.
Other websites
Guides link to lender websites and to outside references. Those sites have their own privacy practices, and this policy does not cover them.
Children
This site is written for adults researching mortgages. We do not knowingly collect information from children.
Changes
If our practices change, we will update this page and its date.